FY2027 Small Area FMR · Somerset Center, MI

ZIP 49282 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49282 (Somerset Center, MI) is $1,140 a month, down 5.8% from FY2026. That is 12% above the Hillsdale County, MI area-wide FMR of $1,022.

2-bedroom SAFMR$1,140per month ▼ 5.8%

Area-wide 2 BR FMR$1,022Hillsdale County, MI

Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 3.6%

1 BR$880▼ 4.3%

2 BR$1,140▼ 5.8%

3 BR$1,430▼ 5.9%

4 BR$1,500▼ 6.8%

FY2027 FY2026

Where 49282 sits in the Hillsdale County, MI area

Of the 22 ZIP codes HUD lists for the area, 49282 has the 6th highest two-bedroom Small Area FMR. Hillsdale County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,022 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$712	$830
1 bedroom	$880	$792 – $968	$781	$920
2 bedrooms	$1,140	$1,026 – $1,254	$1,022	$1,210
3 bedrooms	$1,430	$1,287 – $1,573	$1,274	$1,520
4 bedrooms	$1,500	$1,350 – $1,650	$1,343	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $81,300 and the 80% low-income limit for four people is $66,900. ZIP code 49282 lies mainly in Hillsdale County. See the Hillsdale County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49249	Jerome	2.7 mi	$1,110
49233	Cement City	2.8 mi	$1,180
49220	Addison	4.2 mi	$1,050
49262	North Adams	6.0 mi	$1,170
49234	Clarklake	6.6 mi	$1,450
49253	Manitou Beach	7.8 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 49282?

HUD's FY2027 Small Area Fair Market Rents for 49282 are $800 (studio), $880 (1 BR), $1,140 (2 BR), $1,430 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 49282?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49282 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49282?

The FY2026 income limits of the Hillsdale County, MI area apply: median family income $81,300, low-income (80%) limit $66,900 for a family of four.