FY2027 Small Area FMR · Custer, MI

ZIP 49405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49405 (Custer, MI) is $1,010 a month, up 4.1% from FY2026. That is 7% below the Mason County, MI area-wide FMR of $1,085.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,085Mason County, MI

Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$800▲ 3.9%

2 BR$1,010▲ 4.1%

3 BR$1,350▲ 3.8%

4 BR$1,350▲ 3.8%

FY2027 FY2026

Where 49405 sits in the Mason County, MI area

Of the 10 ZIP codes HUD lists for the area, 49405 has the 8th highest two-bedroom Small Area FMR. Mason County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$774	$690
1 bedroom	$800	$720 – $880	$859	$770
2 bedrooms	$1,010	$909 – $1,111	$1,085	$970
3 bedrooms	$1,350	$1,215 – $1,485	$1,430	$1,300
4 bedrooms	$1,350	$1,215 – $1,485	$1,437	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $71,200. ZIP code 49405 lies mainly in Mason County. See the Mason County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49458	Walhalla	4.8 mi	$1,060
49454	Scottville	5.2 mi	$1,010
49402	Branch	8.2 mi	$1,060
49410	Fountain	8.7 mi	$1,110
49431	Ludington	11.8 mi	$1,110
49459	Walkerville	12.6 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 49405?

HUD's FY2027 Small Area Fair Market Rents for 49405 are $720 (studio), $800 (1 BR), $1,010 (2 BR), $1,350 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 49405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49405 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49405?

The FY2026 income limits of the Mason County, MI area apply: median family income $89,000, low-income (80%) limit $71,200 for a family of four.