Income Limits by County

FY2027 Small Area FMR · Scottville, MI

ZIP 49454 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49454 (Scottville, MI) is $1,010 a month, up 4.1% from FY2026. That is 7% below the Mason County, MI area-wide FMR of $1,085.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,085Mason County, MI
Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49454 sits in the Mason County, MI area

$1,010$1,220median $1,060

Of the 10 ZIP codes HUD lists for the area, 49454 has the 8th highest two-bedroom Small Area FMR. Mason County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$774$690
1 bedroom$800$720 – $880$859$770
2 bedrooms$1,010$909 – $1,111$1,085$970
3 bedrooms$1,350$1,215 – $1,485$1,430$1,300
4 bedrooms$1,350$1,215 – $1,485$1,437$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $71,200. ZIP code 49454 lies mainly in Mason County. See the Mason County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49405Custer5.2 mi$1,010
49431Ludington6.6 mi$1,110
49458Walhalla9.6 mi$1,060
49410Fountain9.9 mi$1,110
49411Free Soil10.8 mi$1,220
49449Pentwater11.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 49454?

HUD's FY2027 Small Area Fair Market Rents for 49454 are $720 (studio), $800 (1 BR), $1,010 (2 BR), $1,350 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 49454?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49454 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49454?

The FY2026 income limits of the Mason County, MI area apply: median family income $89,000, low-income (80%) limit $71,200 for a family of four.