FY2027 Small Area FMR · Ossineke, MI

ZIP 49766 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49766 (Ossineke, MI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Alpena County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Alpena County, MI

Rank in the area6thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$780▲ 1.3%

2 BR$1,010▲ 4.1%

3 BR$1,250▲ 3.3%

4 BR$1,700▲ 3.7%

FY2027 FY2026

Where 49766 sits in the Alpena County, MI area

Of the 8 ZIP codes HUD lists for the area, 49766 has the 6th highest two-bedroom Small Area FMR. Alpena County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$723	$690
1 bedroom	$780	$702 – $858	$775	$770
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,250	$1,125 – $1,375	$1,247	$1,210
4 bedrooms	$1,700	$1,530 – $1,870	$1,695	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $72,600 and the 80% low-income limit for four people is $66,900. ZIP code 49766 lies mainly in Alpena County. See the Alpena County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48762	Spruce	6.2 mi	$1,040
48721	Black River	8.3 mi	$1,010
48742	Lincoln	11.4 mi	$1,010
49747	Hubbard Lake	11.6 mi	$1,120
49744	Herron	12.5 mi	$1,340
49707	Alpena	13.0 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 49766?

HUD's FY2027 Small Area Fair Market Rents for 49766 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,250 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 49766?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49766 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49766?

The FY2026 income limits of the Alpena County, MI area apply: median family income $72,600, low-income (80%) limit $66,900 for a family of four.