FY2027 Small Area FMR · Trout Lake, MI

ZIP 49793 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49793 (Trout Lake, MI) is $1,200 a month, up 9.1% from FY2026. That is 15% above the Chippewa County, MI area-wide FMR of $1,042.

2-bedroom SAFMR$1,200per month ▲ 9.1%

Area-wide 2 BR FMR$1,042Chippewa County, MI

Rank in the area2ndof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 10.0%

1 BR$960▲ 14.3%

2 BR$1,200▲ 9.1%

3 BR$1,450▲ 9.0%

4 BR$1,640▲ 7.2%

FY2027 FY2026

Where 49793 sits in the Chippewa County, MI area

Of the 19 ZIP codes HUD lists for the area, 49793 has the 2nd highest two-bedroom Small Area FMR. Chippewa County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,042 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$726	$800
1 bedroom	$960	$864 – $1,056	$863	$840
2 bedrooms	$1,200	$1,080 – $1,320	$1,042	$1,100
3 bedrooms	$1,450	$1,305 – $1,595	$1,242	$1,330
4 bedrooms	$1,640	$1,476 – $1,804	$1,369	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $69,050. ZIP code 49793 lies mainly in Chippewa County and Mackinac County. See the Chippewa County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49760	Moran	13.6 mi	$1,460
49748	Hulbert	13.9 mi	$1,040
49728	Eckerman	14.5 mi	$1,040
49762	Naubinway	14.7 mi	$1,220
49780	Rudyard	16.0 mi	$1,030
49715	Brimley	21.6 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 49793?

HUD's FY2027 Small Area Fair Market Rents for 49793 are $880 (studio), $960 (1 BR), $1,200 (2 BR), $1,450 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 49793?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49793 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49793?

The FY2026 income limits of the Chippewa County, MI area apply: median family income $86,300, low-income (80%) limit $69,050 for a family of four.