FY2027 Small Area FMR · Eckerman, MI

ZIP 49728 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49728 (Eckerman, MI) is $1,040 a month, down 2.8% from FY2026. That is 0% equal to the Chippewa County, MI area-wide FMR of $1,042.

2-bedroom SAFMR$1,040per month ▼ 2.8%

Area-wide 2 BR FMR$1,042Chippewa County, MI

Rank in the area5thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▼ 2.7%

1 BR$860▲ 3.6%

2 BR$1,040▼ 2.8%

3 BR$1,240▼ 3.1%

4 BR$1,370▼ 3.5%

FY2027 FY2026

Where 49728 sits in the Chippewa County, MI area

Of the 19 ZIP codes HUD lists for the area, 49728 has the 5th highest two-bedroom Small Area FMR. Chippewa County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,042 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$726	$740
1 bedroom	$860	$774 – $946	$863	$830
2 bedrooms	$1,040	$936 – $1,144	$1,042	$1,070
3 bedrooms	$1,240	$1,116 – $1,364	$1,242	$1,280
4 bedrooms	$1,370	$1,233 – $1,507	$1,369	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $69,050. ZIP code 49728 lies mainly in Chippewa County. See the Chippewa County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49748	Hulbert	9.1 mi	$1,040
49793	Trout Lake	14.5 mi	$1,200
49715	Brimley	15.3 mi	$1,010
49768	Paradise	17.3 mi	$1,040
49780	Rudyard	19.8 mi	$1,030
49868	Newberry	24.3 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 49728?

HUD's FY2027 Small Area Fair Market Rents for 49728 are $720 (studio), $860 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 49728?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49728 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49728?

The FY2026 income limits of the Chippewa County, MI area apply: median family income $86,300, low-income (80%) limit $69,050 for a family of four.