Income Limits by County

FY2027 Small Area FMR · Grand Marais, MI

ZIP 49839 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49839 (Grand Marais, MI) is $1,070 a month, up 0.9% from FY2026. That is 1% above the Alger County, MI area-wide FMR of $1,064.

2-bedroom SAFMR$1,070per month ▲ 0.9%
Area-wide 2 BR FMR$1,064Alger County, MI
Rank in the area8thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49839 sits in the Alger County, MI area

$1,010$1,440median $1,100

Of the 13 ZIP codes HUD lists for the area, 49839 has the 8th highest two-bedroom Small Area FMR. Alger County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,064 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$759$750
1 bedroom$820$738 – $902$813$800
2 bedrooms$1,070$963 – $1,177$1,064$1,060
3 bedrooms$1,280$1,152 – $1,408$1,268$1,270
4 bedrooms$1,490$1,341 – $1,639$1,496$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $77,500 and the 80% low-income limit for four people is $66,900. ZIP code 49839 lies mainly in Alger County. See the Alger County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49883Seney13.8 mi$1,200
49884Shingleton17.3 mi$1,120
49853Mc Millan24.2 mi$1,010
49868Newberry29.0 mi$1,020
49836Germfask30.3 mi$1,010
49862Munising31.9 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 49839?

HUD's FY2027 Small Area Fair Market Rents for 49839 are $770 (studio), $820 (1 BR), $1,070 (2 BR), $1,280 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 49839?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49839 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49839?

The FY2026 income limits of the Alger County, MI area apply: median family income $77,500, low-income (80%) limit $66,900 for a family of four.