Income Limits by County

FY2027 Small Area FMR · Newberry, MI

ZIP 49868 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49868 (Newberry, MI) is $1,020 a month, up 2.0% from FY2026. That is 2% below the Chippewa County, MI area-wide FMR of $1,042.

2-bedroom SAFMR$1,020per month ▲ 2.0%
Area-wide 2 BR FMR$1,042Chippewa County, MI
Rank in the area17thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49868 sits in the Chippewa County, MI area

$1,010$1,460median $1,040

Of the 19 ZIP codes HUD lists for the area, 49868 has the 17th highest two-bedroom Small Area FMR. Chippewa County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,042 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

ZIP code 49868 crosses more than one HUD area. HUD also lists it under Luce County, MI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$726$710
1 bedroom$780$702 – $858$863$760
2 bedrooms$1,020$918 – $1,122$1,042$1,000
3 bedrooms$1,220$1,098 – $1,342$1,242$1,200
4 bedrooms$1,410$1,269 – $1,551$1,369$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $69,050. ZIP code 49868 lies mainly in Luce County. See the Chippewa County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49853Mc Millan14.8 mi$1,010
49748Hulbert17.3 mi$1,040
49768Paradise21.4 mi$1,040
49820Curtis23.1 mi$1,050
49827Engadine23.2 mi$1,070
49883Seney23.6 mi$1,200

Questions

What is the Fair Market Rent for ZIP code 49868?

HUD's FY2027 Small Area Fair Market Rents for 49868 are $730 (studio), $780 (1 BR), $1,020 (2 BR), $1,220 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 49868?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49868 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49868?

The FY2026 income limits of the Chippewa County, MI area apply: median family income $86,300, low-income (80%) limit $69,050 for a family of four.