FY2027 Small Area FMR · Sidnaw, MI

ZIP 49961 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49961 (Sidnaw, MI) is $1,030 a month, up 6.2% from FY2026. That is 0% equal to the Houghton County, MI area-wide FMR of $1,033.

2-bedroom SAFMR$1,030per month ▲ 6.2%

Area-wide 2 BR FMR$1,033Houghton County, MI

Rank in the area9thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 1.3%

1 BR$800■ 0.0%

2 BR$1,030▲ 6.2%

3 BR$1,430▲ 5.9%

4 BR$1,720▲ 4.9%

FY2027 FY2026

Where 49961 sits in the Houghton County, MI area

Of the 20 ZIP codes HUD lists for the area, 49961 has the 9th highest two-bedroom Small Area FMR. Houghton County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,033 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$801	$790
1 bedroom	$800	$720 – $880	$806	$800
2 bedrooms	$1,030	$927 – $1,133	$1,033	$970
3 bedrooms	$1,430	$1,287 – $1,573	$1,430	$1,350
4 bedrooms	$1,720	$1,548 – $1,892	$1,727	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $89,400 and the 80% low-income limit for four people is $71,500. ZIP code 49961 lies mainly in Houghton County. See the Houghton County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49970	Watton	6.4 mi	$1,010
49967	Trout Creek	11.3 mi	$1,030
49952	Nisula	12.1 mi	$1,030
49919	Covington	13.0 mi	$1,010
49908	Baraga	18.4 mi	$1,040
49948	Mass City	18.6 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 49961?

HUD's FY2027 Small Area Fair Market Rents for 49961 are $800 (studio), $800 (1 BR), $1,030 (2 BR), $1,430 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 49961?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49961 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49961?

The FY2026 income limits of the Houghton County, MI area apply: median family income $89,400, low-income (80%) limit $71,500 for a family of four.