FY2027 Small Area FMR · Sioux City, IA

ZIP 51102 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51102 (Sioux City, IA) is $1,170 a month, up 3.5% from FY2026. That is 2% below the Sioux City, IA-NE-SD area-wide FMR of $1,194.

2-bedroom SAFMR$1,170per month ▲ 3.5%

Area-wide 2 BR FMR$1,194Sioux City, IA-NE-SD

Rank in the area12thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 3.8%

1 BR$950▲ 4.4%

2 BR$1,170▲ 3.5%

3 BR$1,420▲ 4.4%

4 BR$1,590▲ 6.0%

FY2027 FY2026

Where 51102 sits in the Sioux City, IA-NE-SD area

Of the 46 ZIP codes HUD lists for the area, 51102 has the 12th highest two-bedroom Small Area FMR. Sioux City, IA-NE-SD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$831	$780
1 bedroom	$950	$855 – $1,045	$965	$910
2 bedrooms	$1,170	$1,053 – $1,287	$1,194	$1,130
3 bedrooms	$1,420	$1,278 – $1,562	$1,447	$1,360
4 bedrooms	$1,590	$1,431 – $1,749	$1,618	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $97,900 and the 80% low-income limit for four people is $78,300. ZIP code 51102 lies mainly in Woodbury County. See the Sioux City, IA-NE-SD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
51054	Sergeant Bluff	0.8 mi	$1,540
51111	Sioux City	4.6 mi	$1,230
51052	Salix	4.9 mi	$1,050
51106	Sioux City	6.5 mi	$1,290
51007	Bronson	7.1 mi	$1,140
68030	Homer	8.1 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 51102?

HUD's FY2027 Small Area Fair Market Rents for 51102 are $810 (studio), $950 (1 BR), $1,170 (2 BR), $1,420 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 51102?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51102 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51102?

The FY2026 income limits of the Sioux City, IA-NE-SD area apply: median family income $97,900, low-income (80%) limit $78,300 for a family of four.