FY2027 Small Area FMR · Sioux City, IA

ZIP 51106 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51106 (Sioux City, IA) is $1,290 a month, up 5.7% from FY2026. That is 8% above the Sioux City, IA-NE-SD area-wide FMR of $1,194.

2-bedroom SAFMR$1,290per month ▲ 5.7%

Area-wide 2 BR FMR$1,194Sioux City, IA-NE-SD

Rank in the area7thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 7.1%

1 BR$1,040▲ 6.1%

2 BR$1,290▲ 5.7%

3 BR$1,560▲ 6.8%

4 BR$1,750▲ 8.0%

FY2027 FY2026

Where 51106 sits in the Sioux City, IA-NE-SD area

Of the 46 ZIP codes HUD lists for the area, 51106 has the 7th highest two-bedroom Small Area FMR. Sioux City, IA-NE-SD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$831	$840
1 bedroom	$1,040	$936 – $1,144	$965	$980
2 bedrooms	$1,290	$1,161 – $1,419	$1,194	$1,220
3 bedrooms	$1,560	$1,404 – $1,716	$1,447	$1,460
4 bedrooms	$1,750	$1,575 – $1,925	$1,618	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $97,900 and the 80% low-income limit for four people is $78,300. ZIP code 51106 lies mainly in Woodbury County. See the Sioux City, IA-NE-SD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
51105	Sioux City	3.9 mi	$1,040
51101	Sioux City	4.6 mi	$1,040
51111	Sioux City	5.0 mi	$1,230
51054	Sergeant Bluff	5.7 mi	$1,540
51030	Lawton	6.8 mi	$1,040
68776	South Sioux City	6.8 mi	$1,260

Questions

What is the Fair Market Rent for ZIP code 51106?

HUD's FY2027 Small Area Fair Market Rents for 51106 are $900 (studio), $1,040 (1 BR), $1,290 (2 BR), $1,560 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 51106?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51106 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51106?

The FY2026 income limits of the Sioux City, IA-NE-SD area apply: median family income $97,900, low-income (80%) limit $78,300 for a family of four.