Income Limits by County

FY2027 Small Area FMR · South Sioux City, NE

ZIP 68776 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68776 (South Sioux City, NE) is $1,260 a month, up 4.1% from FY2026. That is 6% above the Sioux City, IA-NE-SD area-wide FMR of $1,194.

2-bedroom SAFMR$1,260per month ▲ 4.1%
Area-wide 2 BR FMR$1,194Sioux City, IA-NE-SD
Rank in the area8thof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134
2 BR Small Area FMR$1,260
110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68776 sits in the Sioux City, IA-NE-SD area

$1,040$1,640median $1,050

Of the 46 ZIP codes HUD lists for the area, 68776 has the 8th highest two-bedroom Small Area FMR. Sioux City, IA-NE-SD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$831$830
1 bedroom$1,020$918 – $1,122$965$970
2 bedrooms$1,260$1,134 – $1,386$1,194$1,210
3 bedrooms$1,530$1,377 – $1,683$1,447$1,450
4 bedrooms$1,710$1,539 – $1,881$1,618$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $97,900 and the 80% low-income limit for four people is $78,300. ZIP code 68776 lies mainly in Dakota County. See the Sioux City, IA-NE-SD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
51101Sioux City3.2 mi$1,040
51103Sioux City3.4 mi$1,160
68731Dakota City4.5 mi$1,190
51111Sioux City4.9 mi$1,230
57049North Sioux City5.0 mi$1,400
51104Sioux City5.2 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 68776?

HUD's FY2027 Small Area Fair Market Rents for 68776 are $880 (studio), $1,020 (1 BR), $1,260 (2 BR), $1,530 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 68776?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68776 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68776?

The FY2026 income limits of the Sioux City, IA-NE-SD area apply: median family income $97,900, low-income (80%) limit $78,300 for a family of four.