FY2027 Small Area FMR · Saint Olaf, IA

ZIP 52072 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52072 (Saint Olaf, IA) is $990 a month, up 7.6% from FY2026. That is 7% above the Clayton County, IA area-wide FMR of $927.

2-bedroom SAFMR$990per month ▲ 7.6%

Area-wide 2 BR FMR$927Clayton County, IA

Rank in the area10thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891

2 BR Small Area FMR$990

110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 8.8%

1 BR$770▲ 10.0%

2 BR$990▲ 7.6%

3 BR$1,260▲ 11.5%

4 BR$1,480▲ 13.8%

FY2027 FY2026

Where 52072 sits in the Clayton County, IA area

Of the 24 ZIP codes HUD lists for the area, 52072 has the 10th highest two-bedroom Small Area FMR. Clayton County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$688	$680
1 bedroom	$770	$693 – $847	$721	$700
2 bedrooms	$990	$891 – $1,089	$927	$920
3 bedrooms	$1,260	$1,134 – $1,386	$1,169	$1,130
4 bedrooms	$1,480	$1,332 – $1,628	$1,383	$1,300

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $87,000 and the 80% low-income limit for four people is $75,300. ZIP code 52072 lies mainly in Clayton County. See the Clayton County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52047	Farmersburg	3.7 mi	$930
52043	Elkader	6.6 mi	$1,000
52049	Garnavillo	9.4 mi	$1,030
52157	Mc Gregor	9.8 mi	$930
52156	Luana	10.0 mi	$1,100
52159	Monona	10.8 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 52072?

HUD's FY2027 Small Area Fair Market Rents for 52072 are $740 (studio), $770 (1 BR), $990 (2 BR), $1,260 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 52072?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52072 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52072?

The FY2026 income limits of the Clayton County, IA area apply: median family income $87,000, low-income (80%) limit $75,300 for a family of four.