Income Limits by County

FY2027 Small Area FMR · Mc Gregor, IA

ZIP 52157 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52157 (Mc Gregor, IA) is $930 a month, up 1.1% from FY2026. That is 0% equal to the Clayton County, IA area-wide FMR of $927.

2-bedroom SAFMR$930per month ▲ 1.1%
Area-wide 2 BR FMR$927Clayton County, IA
Rank in the area16thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837
2 BR Small Area FMR$930
110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52157 sits in the Clayton County, IA area

$930$1,320median $970

Of the 24 ZIP codes HUD lists for the area, 52157 has the 16th highest two-bedroom Small Area FMR. Clayton County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$690$621 – $759$688$680
1 bedroom$720$648 – $792$721$700
2 bedrooms$930$837 – $1,023$927$920
3 bedrooms$1,170$1,053 – $1,287$1,169$1,130
4 bedrooms$1,380$1,242 – $1,518$1,383$1,300

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $87,000 and the 80% low-income limit for four people is $75,300. ZIP code 52157 lies mainly in Clayton County. See the Clayton County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52158Marquette2.8 mi$960
52047Farmersburg6.3 mi$930
52159Monona7.4 mi$1,030
53821Prairie Du Chien9.4 mi$1,040
52049Garnavillo9.6 mi$1,030
52072Saint Olaf9.8 mi$990

Questions

What is the Fair Market Rent for ZIP code 52157?

HUD's FY2027 Small Area Fair Market Rents for 52157 are $690 (studio), $720 (1 BR), $930 (2 BR), $1,170 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 52157?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52157 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52157?

The FY2026 income limits of the Clayton County, IA area apply: median family income $87,000, low-income (80%) limit $75,300 for a family of four.