FY2027 Small Area FMR · Harpers Ferry, IA

ZIP 52146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52146 (Harpers Ferry, IA) is $930 a month, down 3.1% from FY2026. That is 0% equal to the Allamakee County, IA area-wide FMR of $927.

2-bedroom SAFMR$930per month ▼ 3.1%

Area-wide 2 BR FMR$927Allamakee County, IA

Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▼ 2.8%

1 BR$760■ 0.0%

2 BR$930▼ 3.1%

3 BR$1,280▼ 0.8%

4 BR$1,470▲ 5.0%

FY2027 FY2026

Where 52146 sits in the Allamakee County, IA area

Of the 10 ZIP codes HUD lists for the area, 52146 has the 8th highest two-bedroom Small Area FMR. Allamakee County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$688	$710
1 bedroom	$760	$684 – $836	$763	$760
2 bedrooms	$930	$837 – $1,023	$927	$960
3 bedrooms	$1,280	$1,152 – $1,408	$1,284	$1,290
4 bedrooms	$1,470	$1,323 – $1,617	$1,475	$1,400

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $90,200 and the 80% low-income limit for four people is $75,300. ZIP code 52146 lies mainly in Allamakee County. See the Allamakee County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52170	Waterville	6.0 mi	$970
54626	Eastman	8.2 mi	$1,010
52158	Marquette	9.2 mi	$960
52159	Monona	10.5 mi	$1,030
52157	Mc Gregor	10.8 mi	$930
53821	Prairie Du Chien	11.5 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 52146?

HUD's FY2027 Small Area Fair Market Rents for 52146 are $690 (studio), $760 (1 BR), $930 (2 BR), $1,280 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 52146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52146 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52146?

The FY2026 income limits of the Allamakee County, IA area apply: median family income $90,200, low-income (80%) limit $75,300 for a family of four.