FY2027 Small Area FMR · Camp Lake, WI

ZIP 53109 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53109 (Camp Lake, WI) is $1,440 a month, up 2.9% from FY2026. That is 0% equal to the Kenosha, WI area-wide FMR of $1,441.

2-bedroom SAFMR$1,440per month ▲ 2.9%

Area-wide 2 BR FMR$1,441Kenosha, WI

Rank in the area8thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,296

2 BR Small Area FMR$1,440

110% of SAFMR$1,584

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▲ 5.6%

1 BR$1,140▲ 4.6%

2 BR$1,440▲ 2.9%

3 BR$1,950▲ 2.6%

4 BR$2,230▲ 2.8%

FY2027 FY2026

Where 53109 sits in the Kenosha, WI area

Of the 24 ZIP codes HUD lists for the area, 53109 has the 8th highest two-bedroom Small Area FMR. Kenosha, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,441 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$1,136	$1,080
1 bedroom	$1,140	$1,026 – $1,254	$1,144	$1,090
2 bedrooms	$1,440	$1,296 – $1,584	$1,441	$1,400
3 bedrooms	$1,950	$1,755 – $2,145	$1,956	$1,900
4 bedrooms	$2,230	$2,007 – $2,453	$2,228	$2,170

A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 53109 lies mainly in Kenosha County. See the Kenosha, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
53170	Silver Lake	1.5 mi	$1,270
53179	Trevor	1.7 mi	$1,350
53168	Salem	2.7 mi	$1,550
53192	Wilmot	3.0 mi	$1,340
53181	Twin Lakes	5.3 mi	$1,270
60002	Antioch	5.4 mi	$1,650

Questions

What is the Fair Market Rent for ZIP code 53109?

HUD's FY2027 Small Area Fair Market Rents for 53109 are $1,140 (studio), $1,140 (1 BR), $1,440 (2 BR), $1,950 (3 BR) and $2,230 (4 BR) a month.

What is the Section 8 payment standard in 53109?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53109 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53109?

The FY2026 income limits of the Kenosha, WI area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.