Income Limits by County

FY2027 Small Area FMR · Williams Bay, WI

ZIP 53191 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53191 (Williams Bay, WI) is $1,170 a month, down 7.9% from FY2026. That is 10% below the Walworth County, WI area-wide FMR of $1,300.

2-bedroom SAFMR$1,170per month ▼ 7.9%
Area-wide 2 BR FMR$1,300Walworth County, WI
Rank in the area16thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053
2 BR Small Area FMR$1,170
110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 53191 sits in the Walworth County, WI area

$1,090$1,690median $1,270

Of the 21 ZIP codes HUD lists for the area, 53191 has the 16th highest two-bedroom Small Area FMR. Walworth County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,300 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$905$880
1 bedroom$890$801 – $979$994$970
2 bedrooms$1,170$1,053 – $1,287$1,300$1,270
3 bedrooms$1,460$1,314 – $1,606$1,625$1,600
4 bedrooms$1,930$1,737 – $2,123$2,142$2,030

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $118,900 and the 80% low-income limit for four people is $95,100. ZIP code 53191 lies mainly in Walworth County. See the Walworth County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
53125Fontana2.8 mi$1,510
53184Walworth4.9 mi$1,170
53147Lake Geneva5.4 mi$1,480
53195Zenda6.0 mi$1,090
53115Delavan7.6 mi$1,240
53176Springfield7.7 mi$1,440

Questions

What is the Fair Market Rent for ZIP code 53191?

HUD's FY2027 Small Area Fair Market Rents for 53191 are $810 (studio), $890 (1 BR), $1,170 (2 BR), $1,460 (3 BR) and $1,930 (4 BR) a month.

What is the Section 8 payment standard in 53191?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53191 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53191?

The FY2026 income limits of the Walworth County, WI area apply: median family income $118,900, low-income (80%) limit $95,100 for a family of four.