Income Limits by County

FY2027 Small Area FMR · Zenda, WI

ZIP 53195 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53195 (Zenda, WI) is $1,090 a month, up 1.9% from FY2026. That is 16% below the Walworth County, WI area-wide FMR of $1,300.

2-bedroom SAFMR$1,090per month ▲ 1.9%
Area-wide 2 BR FMR$1,300Walworth County, WI
Rank in the area20thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981
2 BR Small Area FMR$1,090
110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 53195 sits in the Walworth County, WI area

$1,090$1,690median $1,270

Of the 21 ZIP codes HUD lists for the area, 53195 has the 20th highest two-bedroom Small Area FMR. Walworth County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,300 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$905$730
1 bedroom$830$747 – $913$994$820
2 bedrooms$1,090$981 – $1,199$1,300$1,070
3 bedrooms$1,370$1,233 – $1,507$1,625$1,340
4 bedrooms$1,770$1,593 – $1,947$2,142$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $118,900 and the 80% low-income limit for four people is $95,100. ZIP code 53195 lies mainly in Walworth County. See the Walworth County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
53147Lake Geneva3.5 mi$1,480
53125Fontana3.9 mi$1,510
60034Hebron5.3 mi$1,520
53191Williams Bay6.0 mi$1,170
53184Walworth6.1 mi$1,170
53157Pell Lake7.0 mi$1,300

Questions

What is the Fair Market Rent for ZIP code 53195?

HUD's FY2027 Small Area Fair Market Rents for 53195 are $750 (studio), $830 (1 BR), $1,090 (2 BR), $1,370 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 53195?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53195 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53195?

The FY2026 income limits of the Walworth County, WI area apply: median family income $118,900, low-income (80%) limit $95,100 for a family of four.