Income Limits by County

FY2027 Small Area FMR · Beloit, WI

ZIP 53511 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53511 (Beloit, WI) is $1,290 a month, up 5.7% from FY2026. That is 1% above the Janesville-Beloit, WI area-wide FMR of $1,280.

2-bedroom SAFMR$1,290per month ▲ 5.7%
Area-wide 2 BR FMR$1,280Janesville-Beloit, WI
Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 53511 sits in the Janesville-Beloit, WI area

$1,130$1,690median $1,280

Of the 22 ZIP codes HUD lists for the area, 53511 has the 8th highest two-bedroom Small Area FMR. Janesville-Beloit, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,280 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$976$880
1 bedroom$1,010$909 – $1,111$998$940
2 bedrooms$1,290$1,161 – $1,419$1,280$1,220
3 bedrooms$1,630$1,467 – $1,793$1,621$1,560
4 bedrooms$1,700$1,530 – $1,870$1,682$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $94,500 and the 80% low-income limit for four people is $76,800. ZIP code 53511 lies mainly in Rock County. See the Janesville-Beloit, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
53501Afton3.9 mi$1,280
61080South Beloit7.6 mi$1,070
61072Rockton8.0 mi$1,200
53576Orfordville8.6 mi$1,380
53548Janesville9.0 mi$1,270
53546Janesville10.1 mi$1,300

Questions

What is the Fair Market Rent for ZIP code 53511?

HUD's FY2027 Small Area Fair Market Rents for 53511 are $980 (studio), $1,010 (1 BR), $1,290 (2 BR), $1,630 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 53511?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53511 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53511?

The FY2026 income limits of the Janesville-Beloit, WI area apply: median family income $94,500, low-income (80%) limit $76,800 for a family of four.