FY2027 Small Area FMR · Houlton, WI

ZIP 54082 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54082 (Houlton, WI) is $1,570 a month, up 1.3% from FY2026. That is 9% below the Minneapolis-St. Paul-Bloomington, MN-WI area-wide FMR of $1,734.

2-bedroom SAFMR$1,570per month ▲ 1.3%

Area-wide 2 BR FMR$1,734Minneapolis-St. Paul-Bloomin

Rank in the area150thof 246 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413

2 BR Small Area FMR$1,570

110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▲ 0.9%

1 BR$1,290▲ 1.6%

2 BR$1,570▲ 1.3%

3 BR$2,050▼ 0.5%

4 BR$2,300■ 0.0%

FY2027 FY2026

Where 54082 sits in the Minneapolis-St. Paul-Bloomington, MN-WI area

Of the 246 ZIP codes HUD lists for the area, 54082 has the 150th highest two-bedroom Small Area FMR. Minneapolis-St. Paul-Bloomington, MN-WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,734 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$1,265	$1,130
1 bedroom	$1,290	$1,161 – $1,419	$1,427	$1,270
2 bedrooms	$1,570	$1,413 – $1,727	$1,734	$1,550
3 bedrooms	$2,050	$1,845 – $2,255	$2,264	$2,060
4 bedrooms	$2,300	$2,070 – $2,530	$2,538	$2,300

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $131,500 and the 80% low-income limit for four people is $105,200. ZIP code 54082 lies mainly in St. Croix County. See the Minneapolis-St. Paul-Bloomington, MN-WI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
55082	Stillwater	4.3 mi	$1,700
55003	Bayport	4.5 mi	$1,610
54025	Somerset	6.2 mi	$1,540
54016	Hudson	6.7 mi	$1,690
55043	Lakeland	8.9 mi	$1,880
55042	Lake Elmo	9.6 mi	$1,810

Questions

What is the Fair Market Rent for ZIP code 54082?

HUD's FY2027 Small Area Fair Market Rents for 54082 are $1,140 (studio), $1,290 (1 BR), $1,570 (2 BR), $2,050 (3 BR) and $2,300 (4 BR) a month.

What is the Section 8 payment standard in 54082?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54082 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54082?

The FY2026 income limits of the Minneapolis-St. Paul-Bloomington, MN-WI area apply: median family income $131,500, low-income (80%) limit $105,200 for a family of four.