FY2027 Small Area FMR · Stillwater, MN

ZIP 55082 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55082 (Stillwater, MN) is $1,700 a month, up 2.4% from FY2026. That is 2% below the Minneapolis-St. Paul-Bloomington, MN-WI area-wide FMR of $1,734.

2-bedroom SAFMR$1,700per month ▲ 2.4%

Area-wide 2 BR FMR$1,734Minneapolis-St. Paul-Bloomin

Rank in the area113thof 246 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530

2 BR Small Area FMR$1,700

110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,240▲ 2.5%

1 BR$1,400▲ 2.9%

2 BR$1,700▲ 2.4%

3 BR$2,220▲ 0.9%

4 BR$2,490▲ 1.2%

FY2027 FY2026

Where 55082 sits in the Minneapolis-St. Paul-Bloomington, MN-WI area

Of the 246 ZIP codes HUD lists for the area, 55082 has the 113th highest two-bedroom Small Area FMR. Minneapolis-St. Paul-Bloomington, MN-WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,734 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,240	$1,116 – $1,364	$1,265	$1,210
1 bedroom	$1,400	$1,260 – $1,540	$1,427	$1,360
2 bedrooms	$1,700	$1,530 – $1,870	$1,734	$1,660
3 bedrooms	$2,220	$1,998 – $2,442	$2,264	$2,200
4 bedrooms	$2,490	$2,241 – $2,739	$2,538	$2,460

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $131,500 and the 80% low-income limit for four people is $105,200. ZIP code 55082 lies mainly in Washington County. See the Minneapolis-St. Paul-Bloomington, MN-WI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54082	Houlton	4.3 mi	$1,570
55003	Bayport	5.4 mi	$1,610
55115	Saint Paul	5.6 mi	$2,070
55090	Willernie	5.9 mi	$2,070
55042	Lake Elmo	6.8 mi	$1,810
55110	Saint Paul	8.2 mi	$1,830

Questions

What is the Fair Market Rent for ZIP code 55082?

HUD's FY2027 Small Area Fair Market Rents for 55082 are $1,240 (studio), $1,400 (1 BR), $1,700 (2 BR), $2,220 (3 BR) and $2,490 (4 BR) a month.

What is the Section 8 payment standard in 55082?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55082 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 55082?

The FY2026 income limits of the Minneapolis-St. Paul-Bloomington, MN-WI area apply: median family income $131,500, low-income (80%) limit $105,200 for a family of four.