Income Limits by County

FY2027 Small Area FMR · Heafford Junction, WI

ZIP 54532 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54532 (Heafford Junction, WI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Lincoln County, WI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Lincoln County, WI
Rank in the area6thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 54532 sits in the Lincoln County, WI area

$1,010$1,230median $1,045

Of the 8 ZIP codes HUD lists for the area, 54532 has the 6th highest two-bedroom Small Area FMR. Lincoln County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$763$740
1 bedroom$780$702 – $858$775$750
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,310$1,179 – $1,441$1,304$1,350
4 bedrooms$1,410$1,269 – $1,551$1,403$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $95,300 and the 80% low-income limit for four people is $76,800. ZIP code 54532 lies mainly in Lincoln County. See the Lincoln County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
54487Tomahawk3.7 mi$1,010
54529Harshaw9.3 mi$1,030
54564Tripoli12.5 mi$1,180
54442Irma13.3 mi$1,230
54531Hazelhurst14.5 mi$1,080
54435Gleason18.6 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 54532?

HUD's FY2027 Small Area Fair Market Rents for 54532 are $760 (studio), $780 (1 BR), $1,010 (2 BR), $1,310 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 54532?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54532 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54532?

The FY2026 income limits of the Lincoln County, WI area apply: median family income $95,300, low-income (80%) limit $76,800 for a family of four.