Income Limits by County

FY2027 Small Area FMR · Black River Falls, WI

ZIP 54615 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54615 (Black River Falls, WI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Jackson County, WI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Jackson County, WI
Rank in the area11thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 54615 sits in the Jackson County, WI area

$1,010$1,310median $1,050

Of the 16 ZIP codes HUD lists for the area, 54615 has the 11th highest two-bedroom Small Area FMR. Jackson County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 54615 crosses more than one HUD area. HUD also lists it under Monroe County, WI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$706$670
1 bedroom$780$702 – $858$775$790
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,230$1,107 – $1,353$1,208$1,240
4 bedrooms$1,460$1,314 – $1,606$1,447$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $76,800. ZIP code 54615 lies mainly in Jackson County and Monroe County. See the Jackson County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
54643Millston10.0 mi$1,010
54754Merrillan11.9 mi$1,070
54642Melrose13.7 mi$1,240
54611Alma Center14.6 mi$1,050
54635Hixton15.1 mi$1,010
54659Taylor15.1 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 54615?

HUD's FY2027 Small Area Fair Market Rents for 54615 are $710 (studio), $780 (1 BR), $1,010 (2 BR), $1,230 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 54615?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54615 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54615?

The FY2026 income limits of the Jackson County, WI area apply: median family income $86,300, low-income (80%) limit $76,800 for a family of four.