FY2027 Small Area FMR · Oshkosh, WI

ZIP 54901 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54901 (Oshkosh, WI) is $1,190 a month, up 3.5% from FY2026. That is 0% equal to the Oshkosh-Neenah, WI area-wide FMR of $1,195.

2-bedroom SAFMR$1,190per month ▲ 3.5%

Area-wide 2 BR FMR$1,195Oshkosh-Neenah, WI

Rank in the area11thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 3.4%

1 BR$930▲ 4.5%

2 BR$1,190▲ 3.5%

3 BR$1,600▲ 3.9%

4 BR$1,640▼ 0.6%

FY2027 FY2026

Where 54901 sits in the Oshkosh-Neenah, WI area

Of the 21 ZIP codes HUD lists for the area, 54901 has the 11th highest two-bedroom Small Area FMR. Oshkosh-Neenah, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,195 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$909	$880
1 bedroom	$930	$837 – $1,023	$936	$890
2 bedrooms	$1,190	$1,071 – $1,309	$1,195	$1,150
3 bedrooms	$1,600	$1,440 – $1,760	$1,609	$1,540
4 bedrooms	$1,640	$1,476 – $1,804	$1,646	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $100,500 and the 80% low-income limit for four people is $80,400. ZIP code 54901 lies mainly in Winnebago County. See the Oshkosh-Neenah, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54985	Winnebago	1.2 mi	$1,190
54904	Oshkosh	5.1 mi	$1,170
54927	Butte Des Morts	6.5 mi	$1,160
54902	Oshkosh	8.0 mi	$1,090
54956	Neenah	8.3 mi	$1,380
54986	Winneconne	11.4 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 54901?

HUD's FY2027 Small Area Fair Market Rents for 54901 are $910 (studio), $930 (1 BR), $1,190 (2 BR), $1,600 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 54901?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54901 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54901?

The FY2026 income limits of the Oshkosh-Neenah, WI area apply: median family income $100,500, low-income (80%) limit $80,400 for a family of four.