FY2027 Small Area FMR · Oshkosh, WI

ZIP 54902 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54902 (Oshkosh, WI) is $1,090 a month, up 4.8% from FY2026. That is 9% below the Oshkosh-Neenah, WI area-wide FMR of $1,195.

2-bedroom SAFMR$1,090per month ▲ 4.8%

Area-wide 2 BR FMR$1,195Oshkosh-Neenah, WI

Rank in the area18thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 5.1%

1 BR$850▲ 6.2%

2 BR$1,090▲ 4.8%

3 BR$1,470▲ 5.0%

4 BR$1,500▲ 0.7%

FY2027 FY2026

Where 54902 sits in the Oshkosh-Neenah, WI area

Of the 21 ZIP codes HUD lists for the area, 54902 has the 18th highest two-bedroom Small Area FMR. Oshkosh-Neenah, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,195 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$909	$790
1 bedroom	$850	$765 – $935	$936	$800
2 bedrooms	$1,090	$981 – $1,199	$1,195	$1,040
3 bedrooms	$1,470	$1,323 – $1,617	$1,609	$1,400
4 bedrooms	$1,500	$1,350 – $1,650	$1,646	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $100,500 and the 80% low-income limit for four people is $80,400. ZIP code 54902 lies mainly in Winnebago County. See the Oshkosh-Neenah, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54979	Van Dyne	5.1 mi	$1,460
54904	Oshkosh	6.7 mi	$1,170
54901	Oshkosh	8.0 mi	$1,190
54932	Eldorado	8.3 mi	$1,160
54985	Winnebago	8.9 mi	$1,190
54964	Pickett	9.0 mi	$1,260

Questions

What is the Fair Market Rent for ZIP code 54902?

HUD's FY2027 Small Area Fair Market Rents for 54902 are $830 (studio), $850 (1 BR), $1,090 (2 BR), $1,470 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 54902?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54902 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54902?

The FY2026 income limits of the Oshkosh-Neenah, WI area apply: median family income $100,500, low-income (80%) limit $80,400 for a family of four.