FY2027 Small Area FMR · Oshkosh, WI

ZIP 54903 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54903 (Oshkosh, WI) is $1,200 a month, up 4.3% from FY2026. That is 0% equal to the Oshkosh-Neenah, WI area-wide FMR of $1,195.

2-bedroom SAFMR$1,200per month ▲ 4.3%

Area-wide 2 BR FMR$1,195Oshkosh-Neenah, WI

Rank in the area8thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 3.4%

1 BR$940▲ 5.6%

2 BR$1,200▲ 4.3%

3 BR$1,620▲ 5.2%

4 BR$1,650■ 0.0%

FY2027 FY2026

Where 54903 sits in the Oshkosh-Neenah, WI area

Of the 21 ZIP codes HUD lists for the area, 54903 has the 8th highest two-bedroom Small Area FMR. Oshkosh-Neenah, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,195 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$909	$880
1 bedroom	$940	$846 – $1,034	$936	$890
2 bedrooms	$1,200	$1,080 – $1,320	$1,195	$1,150
3 bedrooms	$1,620	$1,458 – $1,782	$1,609	$1,540
4 bedrooms	$1,650	$1,485 – $1,815	$1,646	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $100,500 and the 80% low-income limit for four people is $80,400. ZIP code 54903 lies mainly in Winnebago County. See the Oshkosh-Neenah, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54927	Butte Des Morts	2.4 mi	$1,160
54904	Oshkosh	3.3 mi	$1,170
54901	Oshkosh	5.4 mi	$1,190
54985	Winnebago	6.3 mi	$1,190
54986	Winneconne	6.4 mi	$1,080
54963	Omro	6.9 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 54903?

HUD's FY2027 Small Area Fair Market Rents for 54903 are $910 (studio), $940 (1 BR), $1,200 (2 BR), $1,620 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 54903?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54903 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54903?

The FY2026 income limits of the Oshkosh-Neenah, WI area apply: median family income $100,500, low-income (80%) limit $80,400 for a family of four.