FY2027 Small Area FMR · Barnum, MN

ZIP 55707 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55707 (Barnum, MN) is $1,140 a month, down 5.8% from FY2026. That is 6% below the Duluth, MN-WI area-wide FMR of $1,207.

2-bedroom SAFMR$1,140per month ▼ 5.8%

Area-wide 2 BR FMR$1,207Duluth, MN-WI

Rank in the area34thof 78 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▼ 4.8%

1 BR$910▼ 5.2%

2 BR$1,140▼ 5.8%

3 BR$1,580▼ 4.8%

4 BR$1,910▼ 5.9%

FY2027 FY2026

Where 55707 sits in the Duluth, MN-WI area

Of the 78 ZIP codes HUD lists for the area, 55707 has the 34th highest two-bedroom Small Area FMR. Duluth, MN-WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,207 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$841	$830
1 bedroom	$910	$819 – $1,001	$961	$960
2 bedrooms	$1,140	$1,026 – $1,254	$1,207	$1,210
3 bedrooms	$1,580	$1,422 – $1,738	$1,671	$1,660
4 bedrooms	$1,910	$1,719 – $2,101	$2,017	$2,030

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $101,100 and the 80% low-income limit for four people is $80,900. ZIP code 55707 lies mainly in Carlton County. See the Duluth, MN-WI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
55718	Carlton	8.6 mi	$1,110
55767	Moose Lake	9.2 mi	$1,120
55780	Sawyer	9.9 mi	$1,160
55749	Holyoke	12.0 mi	$1,160
55726	Cromwell	12.5 mi	$1,110
55797	Wrenshall	13.0 mi	$1,390

Questions

What is the Fair Market Rent for ZIP code 55707?

HUD's FY2027 Small Area Fair Market Rents for 55707 are $790 (studio), $910 (1 BR), $1,140 (2 BR), $1,580 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 55707?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55707 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 55707?

The FY2026 income limits of the Duluth, MN-WI area apply: median family income $101,100, low-income (80%) limit $80,900 for a family of four.