Income Limits by County

FY2027 Small Area FMR · Waubun, MN

ZIP 56589 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56589 (Waubun, MN) is $1,010 a month, up 4.1% from FY2026. That is 9% below the Becker County, MN area-wide FMR of $1,105.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,105Becker County, MN
Rank in the area13thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56589 sits in the Becker County, MN area

$1,010$1,190median $1,050

Of the 20 ZIP codes HUD lists for the area, 56589 has the 13th highest two-bedroom Small Area FMR. Becker County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,105 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 56589 crosses more than one HUD area. HUD also lists it under Clearwater County, MN (same figures), Mahnomen County, MN (same figures) and Norman County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$769$670
1 bedroom$780$702 – $858$845$740
2 bedrooms$1,010$909 – $1,111$1,105$970
3 bedrooms$1,300$1,170 – $1,430$1,451$1,230
4 bedrooms$1,540$1,386 – $1,694$1,621$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 56589 lies mainly in Mahnomen County, Becker County and Clearwater County. See the Becker County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56591White Earth7.2 mi$1,010
56566Naytahwaush8.0 mi$1,010
56569Ogema8.4 mi$1,150
56557Mahnomen10.6 mi$1,010
56521Callaway13.7 mi$1,010
56578Rochert16.4 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 56589?

HUD's FY2027 Small Area Fair Market Rents for 56589 are $710 (studio), $780 (1 BR), $1,010 (2 BR), $1,300 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 56589?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56589 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56589?

The FY2026 income limits of the Becker County, MN area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.