Income Limits by County

FY2027 Small Area FMR · Black Eagle, MT

ZIP 59414 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59414 (Black Eagle, MT) is $1,280 a month, up 12.3% from FY2026. That is 2% below the Great Falls, MT area-wide FMR of $1,308.

2-bedroom SAFMR$1,280per month ▲ 12.3%
Area-wide 2 BR FMR$1,308Great Falls, MT
Rank in the area17thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59414 sits in the Great Falls, MT area

$1,160$1,960median $1,325

Of the 20 ZIP codes HUD lists for the area, 59414 has the 17th highest two-bedroom Small Area FMR. Great Falls, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,308 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$993$850
1 bedroom$980$882 – $1,078$1,000$870
2 bedrooms$1,280$1,152 – $1,408$1,308$1,140
3 bedrooms$1,770$1,593 – $1,947$1,811$1,590
4 bedrooms$1,950$1,755 – $2,145$1,988$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $72,800. ZIP code 59414 lies mainly in Cascade County. See the Great Falls, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59401Great Falls1.4 mi$1,160
59404Great Falls7.9 mi$1,550
59472Sand Coulee10.2 mi$1,340
59405Great Falls13.0 mi$1,320
59440Floweree13.8 mi$1,620
59485Ulm16.9 mi$1,960

Questions

What is the Fair Market Rent for ZIP code 59414?

HUD's FY2027 Small Area Fair Market Rents for 59414 are $970 (studio), $980 (1 BR), $1,280 (2 BR), $1,770 (3 BR) and $1,950 (4 BR) a month.

What is the Section 8 payment standard in 59414?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59414 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59414?

The FY2026 income limits of the Great Falls, MT area apply: median family income $89,000, low-income (80%) limit $72,800 for a family of four.