FY2027 Small Area FMR · Toston, MT
ZIP 59643 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59643 (Toston, MT) is $1,770 a month, down 0.6% from FY2026. That is 1% above the Broadwater County, MT area-wide FMR of $1,755.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59643 sits in the Broadwater County, MT area
Of the 7 ZIP codes HUD lists for the area, 59643 has the 3rd highest two-bedroom Small Area FMR. Broadwater County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,755 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,240 | $1,116 – $1,364 | $1,222 | $1,250 |
| 1 bedroom | $1,520 | $1,368 – $1,672 | $1,612 | $1,500 |
| 2 bedrooms | $1,770 | $1,593 – $1,947 | $1,755 | $1,780 |
| 3 bedrooms | $2,350 | $2,115 – $2,585 | $2,258 | $2,290 |
| 4 bedrooms | $2,630 | $2,367 – $2,893 | $2,571 | $2,880 |
A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $88,200 and the 80% low-income limit for four people is $81,500. ZIP code 59643 lies mainly in Broadwater County. See the Broadwater County, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59643?
HUD's FY2027 Small Area Fair Market Rents for 59643 are $1,240 (studio), $1,520 (1 BR), $1,770 (2 BR), $2,350 (3 BR) and $2,630 (4 BR) a month.
What is the Section 8 payment standard in 59643?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59643 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59643?
The FY2026 income limits of the Broadwater County, MT area apply: median family income $88,200, low-income (80%) limit $81,500 for a family of four.