Income Limits by County

FY2027 Small Area FMR · Townsend, MT

ZIP 59644 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59644 (Townsend, MT) is $1,800 a month, up 1.1% from FY2026. That is 3% above the Broadwater County, MT area-wide FMR of $1,755.

2-bedroom SAFMR$1,800per month ▲ 1.1%
Area-wide 2 BR FMR$1,755Broadwater County, MT
Rank in the area2ndof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,620
2 BR Small Area FMR$1,800
110% of SAFMR$1,980

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59644 sits in the Broadwater County, MT area

$1,520$1,940median $1,760

Of the 7 ZIP codes HUD lists for the area, 59644 has the 2nd highest two-bedroom Small Area FMR. Broadwater County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,755 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,800 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,250$1,125 – $1,375$1,222$1,260
1 bedroom$1,650$1,485 – $1,815$1,612$1,620
2 bedrooms$1,800$1,620 – $1,980$1,755$1,780
3 bedrooms$2,320$2,088 – $2,552$2,258$2,130
4 bedrooms$2,620$2,358 – $2,882$2,571$2,910

A household renting a two-bedroom home at the Small Area FMR of $1,800 needs about $72,000 a year to keep housing costs at 30% of income. The area median family income is $88,200 and the 80% low-income limit for four people is $81,500. ZIP code 59644 lies mainly in Broadwater County. See the Broadwater County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59647Winston12.1 mi$1,740
59643Toston19.5 mi$1,770
59635East Helena21.6 mi$1,520
59645White Sulphur Springs24.8 mi$1,580
59634Clancy26.0 mi$1,610
59638Jefferson City26.7 mi$1,510

Questions

What is the Fair Market Rent for ZIP code 59644?

HUD's FY2027 Small Area Fair Market Rents for 59644 are $1,250 (studio), $1,650 (1 BR), $1,800 (2 BR), $2,320 (3 BR) and $2,620 (4 BR) a month.

What is the Section 8 payment standard in 59644?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59644 that range is $1,620 to $1,980 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59644?

The FY2026 income limits of the Broadwater County, MT area apply: median family income $88,200, low-income (80%) limit $81,500 for a family of four.