Income Limits by County

FY2027 Small Area FMR · Deer Lodge, MT

ZIP 59722 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59722 (Deer Lodge, MT) is $1,130 a month, unchanged from FY2026. That is 4% above the Deer Lodge County, MT area-wide FMR of $1,082.

2-bedroom SAFMR$1,130per month ■ 0.0%
Area-wide 2 BR FMR$1,082Deer Lodge County, MT
Rank in the area4thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017
2 BR Small Area FMR$1,130
110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59722 sits in the Deer Lodge County, MT area

$1,080$1,420median $1,280

Of the 5 ZIP codes HUD lists for the area, 59722 has the 4th highest two-bedroom Small Area FMR. Deer Lodge County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,082 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

ZIP code 59722 crosses more than one HUD area. HUD also lists it under Powell County, MT (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$870$783 – $957$827$850
1 bedroom$1,040$936 – $1,144$973$890
2 bedrooms$1,130$1,017 – $1,243$1,082$1,130
3 bedrooms$1,570$1,413 – $1,727$1,498$1,580
4 bedrooms$1,860$1,674 – $2,046$1,809$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $86,000 and the 80% low-income limit for four people is $72,800. ZIP code 59722 lies mainly in Powell County and Deer Lodge County. See the Deer Lodge County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59733Gold Creek11.8 mi$1,230
59756Warm Springs13.2 mi$1,080
59731Garrison15.0 mi$1,230
59631Basin16.3 mi$1,350
59728Elliston18.8 mi$1,170
59748Ramsay22.4 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 59722?

HUD's FY2027 Small Area Fair Market Rents for 59722 are $870 (studio), $1,040 (1 BR), $1,130 (2 BR), $1,570 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 59722?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59722 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59722?

The FY2026 income limits of the Deer Lodge County, MT area apply: median family income $86,000, low-income (80%) limit $72,800 for a family of four.