FY2027 Small Area FMR · Ramsay, MT

ZIP 59748 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59748 (Ramsay, MT) is $1,280 a month, up 1.6% from FY2026. That is 10% below the Silver Bow County, MT area-wide FMR of $1,417.

2-bedroom SAFMR$1,280per month ▲ 1.6%

Area-wide 2 BR FMR$1,417Silver Bow County, MT

Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$960▲ 3.2%

1 BR$1,080▲ 0.9%

2 BR$1,280▲ 1.6%

3 BR$1,780▲ 1.7%

4 BR$2,080▲ 3.5%

FY2027 FY2026

Where 59748 sits in the Silver Bow County, MT area

Of the 10 ZIP codes HUD lists for the area, 59748 has the 8th highest two-bedroom Small Area FMR. Silver Bow County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,417 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$960	$864 – $1,056	$1,076	$930
1 bedroom	$1,080	$972 – $1,188	$1,176	$1,070
2 bedrooms	$1,280	$1,152 – $1,408	$1,417	$1,260
3 bedrooms	$1,780	$1,602 – $1,958	$1,962	$1,750
4 bedrooms	$2,080	$1,872 – $2,288	$2,325	$2,010

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $87,100 and the 80% low-income limit for four people is $72,800. ZIP code 59748 lies mainly in Silver Bow County. See the Silver Bow County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59750	Butte	7.3 mi	$1,360
59701	Butte	10.6 mi	$1,420
59756	Warm Springs	11.1 mi	$1,080
59727	Divide	18.2 mi	$1,420
59711	Anaconda	21.5 mi	$1,280
59722	Deer Lodge	22.4 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 59748?

HUD's FY2027 Small Area Fair Market Rents for 59748 are $960 (studio), $1,080 (1 BR), $1,280 (2 BR), $1,780 (3 BR) and $2,080 (4 BR) a month.

What is the Section 8 payment standard in 59748?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59748 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59748?

The FY2026 income limits of the Silver Bow County, MT area apply: median family income $87,100, low-income (80%) limit $72,800 for a family of four.