FY2027 Small Area FMR · Lima, MT

ZIP 59739 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59739 (Lima, MT) is $1,040 a month, up 3.0% from FY2026. That is 3% below the Beaverhead County, MT area-wide FMR of $1,074.

2-bedroom SAFMR$1,040per month ▲ 3.0%

Area-wide 2 BR FMR$1,074Beaverhead County, MT

Rank in the area10thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 6.5%

1 BR$890▲ 4.7%

2 BR$1,040▲ 3.0%

3 BR$1,440▲ 2.9%

4 BR$1,740▲ 2.4%

FY2027 FY2026

Where 59739 sits in the Beaverhead County, MT area

Of the 10 ZIP codes HUD lists for the area, 59739 has the 10th highest two-bedroom Small Area FMR. Beaverhead County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,074 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$821	$770
1 bedroom	$890	$801 – $979	$987	$850
2 bedrooms	$1,040	$936 – $1,144	$1,074	$1,010
3 bedrooms	$1,440	$1,296 – $1,584	$1,487	$1,400
4 bedrooms	$1,740	$1,566 – $1,914	$1,795	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $85,600 and the 80% low-income limit for four people is $72,800. ZIP code 59739 lies mainly in Beaverhead County. See the Beaverhead County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
83446	Spencer	11.1 mi	$1,020
83423	Dubois	23.4 mi	$1,180
59720	Cameron	27.2 mi	$1,530
59724	Dell	28.7 mi	$1,080
59710	Alder	30.4 mi	$1,390
83429	Island Park	40.3 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 59739?

HUD's FY2027 Small Area Fair Market Rents for 59739 are $820 (studio), $890 (1 BR), $1,040 (2 BR), $1,440 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 59739?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59739 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59739?

The FY2026 income limits of the Beaverhead County, MT area apply: median family income $85,600, low-income (80%) limit $72,800 for a family of four.