Income Limits by County

FY2027 Small Area FMR · Spencer, ID

ZIP 83446 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83446 (Spencer, ID) is $1,020 a month, up 4.1% from FY2026. That is 1% above the Clark County, ID area-wide FMR of $1,014.

2-bedroom SAFMR$1,020per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Clark County, ID
Rank in the area3rdof 3 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 83446 sits in the Clark County, ID area

$1,020$1,840median $1,180

Of the 3 ZIP codes HUD lists for the area, 83446 has the 3rd highest two-bedroom Small Area FMR. Clark County, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$829$770
1 bedroom$840$756 – $924$834$780
2 bedrooms$1,020$918 – $1,122$1,014$980
3 bedrooms$1,410$1,269 – $1,551$1,404$1,360
4 bedrooms$1,700$1,530 – $1,870$1,695$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $68,400 and the 80% low-income limit for four people is $70,400. ZIP code 83446 lies mainly in Clark County. See the Clark County, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59739Lima11.1 mi$1,040
83423Dubois12.8 mi$1,180
59724Dell32.2 mi$1,080
59720Cameron34.8 mi$1,530
83435Monteview38.4 mi$1,840
83425Hamer38.8 mi$1,200

Questions

What is the Fair Market Rent for ZIP code 83446?

HUD's FY2027 Small Area Fair Market Rents for 83446 are $830 (studio), $840 (1 BR), $1,020 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 83446?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83446 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83446?

The FY2026 income limits of the Clark County, ID area apply: median family income $68,400, low-income (80%) limit $70,400 for a family of four.