FY2027 Small Area FMR · Polaris, MT

ZIP 59746 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59746 (Polaris, MT) is $1,100 a month, down 1.8% from FY2026. That is 2% above the Beaverhead County, MT area-wide FMR of $1,074.

2-bedroom SAFMR$1,100per month ▼ 1.8%

Area-wide 2 BR FMR$1,074Beaverhead County, MT

Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840■ 0.0%

1 BR$990▼ 2.0%

2 BR$1,100▼ 1.8%

3 BR$1,520▼ 2.6%

4 BR$1,840▼ 1.6%

FY2027 FY2026

Where 59746 sits in the Beaverhead County, MT area

Of the 10 ZIP codes HUD lists for the area, 59746 has the 6th highest two-bedroom Small Area FMR. Beaverhead County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,074 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$821	$840
1 bedroom	$990	$891 – $1,089	$987	$1,010
2 bedrooms	$1,100	$990 – $1,210	$1,074	$1,120
3 bedrooms	$1,520	$1,368 – $1,672	$1,487	$1,560
4 bedrooms	$1,840	$1,656 – $2,024	$1,795	$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $85,600 and the 80% low-income limit for four people is $72,800. ZIP code 59746 lies mainly in Beaverhead County. See the Beaverhead County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59762	Wise River	13.3 mi	$1,280
59736	Jackson	15.9 mi	$1,090
59732	Glen	17.5 mi	$1,390
59725	Dillon	22.9 mi	$1,390
59743	Melrose	27.4 mi	$1,390
59761	Wisdom	29.1 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 59746?

HUD's FY2027 Small Area Fair Market Rents for 59746 are $840 (studio), $990 (1 BR), $1,100 (2 BR), $1,520 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 59746?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59746 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59746?

The FY2026 income limits of the Beaverhead County, MT area apply: median family income $85,600, low-income (80%) limit $72,800 for a family of four.