Income Limits by County

FY2027 Small Area FMR · Missoula, MT

ZIP 59801 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59801 (Missoula, MT) is $1,600 a month, down 2.4% from FY2026. That is 5% below the Missoula, MT area-wide FMR of $1,690.

2-bedroom SAFMR$1,600per month ▼ 2.4%
Area-wide 2 BR FMR$1,690Missoula, MT
Rank in the area14thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59801 sits in the Missoula, MT area

$1,500$2,460median $1,660

Of the 19 ZIP codes HUD lists for the area, 59801 has the 14th highest two-bedroom Small Area FMR. Missoula, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,690 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,600 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,177$1,130
1 bedroom$1,360$1,224 – $1,496$1,433$1,390
2 bedrooms$1,600$1,440 – $1,760$1,690$1,640
3 bedrooms$2,220$1,998 – $2,442$2,340$2,280
4 bedrooms$2,670$2,403 – $2,937$2,825$2,750

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $110,100 and the 80% low-income limit for four people is $86,650. ZIP code 59801 lies mainly in Missoula County. See the Missoula, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59812Missoula1.4 mi$1,600
59803Missoula5.5 mi$1,840
59802Missoula5.6 mi$1,610
59851Milltown6.6 mi$1,610
59808Missoula9.1 mi$1,820
59804Missoula11.9 mi$1,750

Questions

What is the Fair Market Rent for ZIP code 59801?

HUD's FY2027 Small Area Fair Market Rents for 59801 are $1,110 (studio), $1,360 (1 BR), $1,600 (2 BR), $2,220 (3 BR) and $2,670 (4 BR) a month.

What is the Section 8 payment standard in 59801?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59801 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59801?

The FY2026 income limits of the Missoula, MT area apply: median family income $110,100, low-income (80%) limit $86,650 for a family of four.