FY2027 Small Area FMR · Missoula, MT

ZIP 59802 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59802 (Missoula, MT) is $1,610 a month, up 2.5% from FY2026. That is 5% below the Missoula, MT area-wide FMR of $1,690.

2-bedroom SAFMR$1,610per month ▲ 2.5%

Area-wide 2 BR FMR$1,690Missoula, MT

Rank in the area12thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,120▲ 3.7%

1 BR$1,370▲ 3.0%

2 BR$1,610▲ 2.5%

3 BR$2,230▲ 2.3%

4 BR$2,690▲ 2.3%

FY2027 FY2026

Where 59802 sits in the Missoula, MT area

Of the 19 ZIP codes HUD lists for the area, 59802 has the 12th highest two-bedroom Small Area FMR. Missoula, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,690 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,120	$1,008 – $1,232	$1,177	$1,080
1 bedroom	$1,370	$1,233 – $1,507	$1,433	$1,330
2 bedrooms	$1,610	$1,449 – $1,771	$1,690	$1,570
3 bedrooms	$2,230	$2,007 – $2,453	$2,340	$2,180
4 bedrooms	$2,690	$2,421 – $2,959	$2,825	$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $110,100 and the 80% low-income limit for four people is $86,650. ZIP code 59802 lies mainly in Missoula County. See the Missoula, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59851	Milltown	3.0 mi	$1,610
59812	Missoula	4.2 mi	$1,600
59801	Missoula	5.6 mi	$1,600
59803	Missoula	7.5 mi	$1,840
59808	Missoula	10.2 mi	$1,820
59823	Bonner	16.1 mi	$1,640

Questions

What is the Fair Market Rent for ZIP code 59802?

HUD's FY2027 Small Area Fair Market Rents for 59802 are $1,120 (studio), $1,370 (1 BR), $1,610 (2 BR), $2,230 (3 BR) and $2,690 (4 BR) a month.

What is the Section 8 payment standard in 59802?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59802 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59802?

The FY2026 income limits of the Missoula, MT area apply: median family income $110,100, low-income (80%) limit $86,650 for a family of four.