FY2027 Small Area FMR · Paradise, MT

ZIP 59856 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59856 (Paradise, MT) is $1,140 a month, up 0.9% from FY2026. That is 2% above the Sanders County, MT area-wide FMR of $1,117.

2-bedroom SAFMR$1,140per month ▲ 0.9%

Area-wide 2 BR FMR$1,117Sanders County, MT

Rank in the area8thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 1.3%

1 BR$870▼ 2.2%

2 BR$1,140▲ 0.9%

3 BR$1,360▲ 0.7%

4 BR$1,870▲ 2.2%

FY2027 FY2026

Where 59856 sits in the Sanders County, MT area

Of the 11 ZIP codes HUD lists for the area, 59856 has the 8th highest two-bedroom Small Area FMR. Sanders County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,117 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$778	$780
1 bedroom	$870	$783 – $957	$854	$890
2 bedrooms	$1,140	$1,026 – $1,254	$1,117	$1,130
3 bedrooms	$1,360	$1,224 – $1,496	$1,331	$1,350
4 bedrooms	$1,870	$1,683 – $2,057	$1,835	$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $71,000 and the 80% low-income limit for four people is $72,800. ZIP code 59856 lies mainly in Sanders County. See the Sanders County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59846	Huson	15.6 mi	$1,510
59872	Superior	15.8 mi	$1,230
59859	Plains	15.8 mi	$1,230
59831	Dixon	18.1 mi	$1,130
59866	Saint Regis	20.7 mi	$1,440
59824	Charlo	26.2 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 59856?

HUD's FY2027 Small Area Fair Market Rents for 59856 are $790 (studio), $870 (1 BR), $1,140 (2 BR), $1,360 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 59856?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59856 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59856?

The FY2026 income limits of the Sanders County, MT area apply: median family income $71,000, low-income (80%) limit $72,800 for a family of four.