FY2027 Small Area FMR · Saint Regis, MT
ZIP 59866 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59866 (Saint Regis, MT) is $1,440 a month, unchanged from FY2026. That is 4% above the Mineral County, MT area-wide FMR of $1,390.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59866 sits in the Mineral County, MT area
Of the 7 ZIP codes HUD lists for the area, 59866 has the 2nd highest two-bedroom Small Area FMR. Mineral County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,390 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.
ZIP code 59866 crosses more than one HUD area. HUD also lists it under Sanders County, MT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,000 | $900 – $1,100 | $968 | $1,000 |
| 1 bedroom | $1,200 | $1,080 – $1,320 | $1,173 | $1,150 |
| 2 bedrooms | $1,440 | $1,296 – $1,584 | $1,390 | $1,440 |
| 3 bedrooms | $1,740 | $1,566 – $1,914 | $1,679 | $1,730 |
| 4 bedrooms | $1,970 | $1,773 – $2,167 | $1,854 | $2,080 |
A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $77,600 and the 80% low-income limit for four people is $72,800. ZIP code 59866 lies mainly in Mineral County and Sanders County. See the Mineral County, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59866?
HUD's FY2027 Small Area Fair Market Rents for 59866 are $1,000 (studio), $1,200 (1 BR), $1,440 (2 BR), $1,740 (3 BR) and $1,970 (4 BR) a month.
What is the Section 8 payment standard in 59866?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59866 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59866?
The FY2026 income limits of the Mineral County, MT area apply: median family income $77,600, low-income (80%) limit $72,800 for a family of four.