Income Limits by County

FY2027 Small Area FMR · Thompson Falls, MT

ZIP 59873 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59873 (Thompson Falls, MT) is $1,010 a month, up 3.1% from FY2026. That is 10% below the Sanders County, MT area-wide FMR of $1,117.

2-bedroom SAFMR$1,010per month ▲ 3.1%
Area-wide 2 BR FMR$1,117Sanders County, MT
Rank in the area11thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59873 sits in the Sanders County, MT area

$1,010$1,670median $1,230

Of the 11 ZIP codes HUD lists for the area, 59873 has the 11th highest two-bedroom Small Area FMR. Sanders County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,117 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$778$740
1 bedroom$800$720 – $880$854$800
2 bedrooms$1,010$909 – $1,111$1,117$980
3 bedrooms$1,210$1,089 – $1,331$1,331$1,250
4 bedrooms$1,680$1,512 – $1,848$1,835$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $71,000 and the 80% low-income limit for four people is $72,800. ZIP code 59873 lies mainly in Sanders County. See the Sanders County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59830De Borgia16.8 mi$1,230
59874Trout Creek18.8 mi$1,160
59867Saltese22.0 mi$1,390
59859Plains22.6 mi$1,230
59866Saint Regis24.0 mi$1,440
59842Haugan24.2 mi$1,390

Questions

What is the Fair Market Rent for ZIP code 59873?

HUD's FY2027 Small Area Fair Market Rents for 59873 are $710 (studio), $800 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 59873?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59873 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59873?

The FY2026 income limits of the Sanders County, MT area apply: median family income $71,000, low-income (80%) limit $72,800 for a family of four.