FY2027 Small Area FMR · Kalispell, MT

ZIP 59904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59904 (Kalispell, MT) is $1,680 a month, down 0.6% from FY2026. That is 0% equal to the Flathead County, MT area-wide FMR of $1,682.

2-bedroom SAFMR$1,680per month ▼ 0.6%

Area-wide 2 BR FMR$1,682Flathead County, MT

Rank in the area5thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512

2 BR Small Area FMR$1,680

110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▲ 0.8%

1 BR$1,280▼ 0.8%

2 BR$1,680▼ 0.6%

3 BR$2,260▲ 1.8%

4 BR$2,620▼ 7.7%

FY2027 FY2026

Where 59904 sits in the Flathead County, MT area

Of the 19 ZIP codes HUD lists for the area, 59904 has the 5th highest two-bedroom Small Area FMR. Flathead County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,682 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,277	$1,270
1 bedroom	$1,280	$1,152 – $1,408	$1,286	$1,290
2 bedrooms	$1,680	$1,512 – $1,848	$1,682	$1,690
3 bedrooms	$2,260	$2,034 – $2,486	$2,263	$2,220
4 bedrooms	$2,620	$2,358 – $2,882	$2,626	$2,840

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $101,500 and the 80% low-income limit for four people is $81,200. ZIP code 59904 lies mainly in Flathead County. See the Flathead County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59901	Kalispell	6.0 mi	$1,650
59932	Somers	11.9 mi	$1,680
59912	Columbia Falls	12.5 mi	$1,580
59926	Martin City	14.2 mi	$1,680
59922	Lakeside	16.9 mi	$1,710
59937	Whitefish	17.1 mi	$2,060

Questions

What is the Fair Market Rent for ZIP code 59904?

HUD's FY2027 Small Area Fair Market Rents for 59904 are $1,280 (studio), $1,280 (1 BR), $1,680 (2 BR), $2,260 (3 BR) and $2,620 (4 BR) a month.

What is the Section 8 payment standard in 59904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59904 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59904?

The FY2026 income limits of the Flathead County, MT area apply: median family income $101,500, low-income (80%) limit $81,200 for a family of four.