FY2027 Small Area FMR · Saint Charles, IL
ZIP 60174 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60174 (Saint Charles, IL) is $2,440 a month, up 12.4% from FY2026. That is 21% above the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 60174 sits in the Chicago-Joliet-Naperville, IL area
Of the 370 ZIP codes HUD lists for the area, 60174 has the 85th highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,196 and $2,684 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,040 | $1,836 – $2,244 | $1,678 | $1,800 |
| 1 bedroom | $2,160 | $1,944 – $2,376 | $1,780 | $1,930 |
| 2 bedrooms | $2,440 | $2,196 – $2,684 | $2,011 | $2,170 |
| 3 bedrooms | $3,140 | $2,826 – $3,454 | $2,586 | $2,790 |
| 4 bedrooms | $3,580 | $3,222 – $3,938 | $2,954 | $3,230 |
A household renting a two-bedroom home at the Small Area FMR of $2,440 needs about $97,600 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60174 lies mainly in Kane County and DuPage County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 60174?
HUD's FY2027 Small Area Fair Market Rents for 60174 are $2,040 (studio), $2,160 (1 BR), $2,440 (2 BR), $3,140 (3 BR) and $3,580 (4 BR) a month.
What is the Section 8 payment standard in 60174?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60174 that range is $2,196 to $2,684 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 60174?
The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.