FY2027 Small Area FMR · West Chicago, IL

ZIP 60185 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60185 (West Chicago, IL) is $1,980 a month, up 13.1% from FY2026. That is 2% below the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.

2-bedroom SAFMR$1,980per month ▲ 13.1%

Area-wide 2 BR FMR$2,011Chicago-Joliet-Naperville, I

Rank in the area191stof 370 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,782

2 BR Small Area FMR$1,980

110% of SAFMR$2,178

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,650▲ 13.8%

1 BR$1,750▲ 12.9%

2 BR$1,980▲ 13.1%

3 BR$2,550▲ 13.3%

4 BR$2,910▲ 11.5%

FY2027 FY2026

Where 60185 sits in the Chicago-Joliet-Naperville, IL area

Of the 370 ZIP codes HUD lists for the area, 60185 has the 191st highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,782 and $2,178 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,650	$1,485 – $1,815	$1,678	$1,450
1 bedroom	$1,750	$1,575 – $1,925	$1,780	$1,550
2 bedrooms	$1,980	$1,782 – $2,178	$2,011	$1,750
3 bedrooms	$2,550	$2,295 – $2,805	$2,586	$2,250
4 bedrooms	$2,910	$2,619 – $3,201	$2,954	$2,610

A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60185 lies mainly in DuPage County and Kane County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
60190	Winfield	3.3 mi	$2,130
60184	Wayne	4.4 mi	$2,330
60188	Carol Stream	4.4 mi	$2,030
60174	Saint Charles	5.1 mi	$2,440
60187	Wheaton	5.3 mi	$2,390
60555	Warrenville	5.4 mi	$2,510

Questions

What is the Fair Market Rent for ZIP code 60185?

HUD's FY2027 Small Area Fair Market Rents for 60185 are $1,650 (studio), $1,750 (1 BR), $1,980 (2 BR), $2,550 (3 BR) and $2,910 (4 BR) a month.

What is the Section 8 payment standard in 60185?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60185 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 60185?

The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.