FY2027 Small Area FMR · West Chicago, IL

ZIP 60186 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60186 (West Chicago, IL) is $2,280 a month, up 13.4% from FY2026. That is 13% above the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.

2-bedroom SAFMR$2,280per month ▲ 13.4%

Area-wide 2 BR FMR$2,011Chicago-Joliet-Naperville, I

Rank in the area114thof 370 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,052

2 BR Small Area FMR$2,280

110% of SAFMR$2,508

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,900▲ 13.8%

1 BR$2,020▲ 13.5%

2 BR$2,280▲ 13.4%

3 BR$2,930▲ 13.1%

4 BR$3,350▲ 12.0%

FY2027 FY2026

Where 60186 sits in the Chicago-Joliet-Naperville, IL area

Of the 370 ZIP codes HUD lists for the area, 60186 has the 114th highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,052 and $2,508 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,900	$1,710 – $2,090	$1,678	$1,670
1 bedroom	$2,020	$1,818 – $2,222	$1,780	$1,780
2 bedrooms	$2,280	$2,052 – $2,508	$2,011	$2,010
3 bedrooms	$2,930	$2,637 – $3,223	$2,586	$2,590
4 bedrooms	$3,350	$3,015 – $3,685	$2,954	$2,990

A household renting a two-bedroom home at the Small Area FMR of $2,280 needs about $91,200 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60186 lies mainly in DuPage County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
60185	West Chicago	0.9 mi	$1,980
60190	Winfield	2.6 mi	$2,130
60188	Carol Stream	4.4 mi	$2,030
60555	Warrenville	4.5 mi	$2,510
60187	Wheaton	4.8 mi	$2,390
60189	Wheaton	5.2 mi	$2,460

Questions

What is the Fair Market Rent for ZIP code 60186?

HUD's FY2027 Small Area Fair Market Rents for 60186 are $1,900 (studio), $2,020 (1 BR), $2,280 (2 BR), $2,930 (3 BR) and $3,350 (4 BR) a month.

What is the Section 8 payment standard in 60186?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60186 that range is $2,052 to $2,508 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 60186?

The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.