Income Limits by County

FY2027 Small Area FMR · Big Rock, IL

ZIP 60511 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60511 (Big Rock, IL) is $1,990 a month, up 12.4% from FY2026. That is 1% below the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.

2-bedroom SAFMR$1,990per month ▲ 12.4%
Area-wide 2 BR FMR$2,011Chicago-Joliet-Naperville, I
Rank in the area188thof 370 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,791
2 BR Small Area FMR$1,990
110% of SAFMR$2,189

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 60511 sits in the Chicago-Joliet-Naperville, IL area

$1,060$3,030median $2,010

Of the 370 ZIP codes HUD lists for the area, 60511 has the 188th highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,791 and $2,189 for two bedrooms.

ZIP code 60511 crosses more than one HUD area. HUD also lists it under DeKalb County, IL (same figures) and Kendall County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,540$1,386 – $1,694$1,678$1,320
1 bedroom$1,630$1,467 – $1,793$1,780$1,440
2 bedrooms$1,990$1,791 – $2,189$2,011$1,770
3 bedrooms$2,610$2,349 – $2,871$2,586$2,350
4 bedrooms$2,940$2,646 – $3,234$2,954$2,680

A household renting a two-bedroom home at the Small Area FMR of $1,990 needs about $79,600 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60511 lies mainly in Kane County and DeKalb County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
60554Sugar Grove5.0 mi$1,750
60545Plano5.5 mi$2,120
60144Kaneville5.5 mi$1,560
60520Hinckley6.3 mi$2,080
60512Bristol7.0 mi$2,140
60119Elburn7.5 mi$2,340

Questions

What is the Fair Market Rent for ZIP code 60511?

HUD's FY2027 Small Area Fair Market Rents for 60511 are $1,540 (studio), $1,630 (1 BR), $1,990 (2 BR), $2,610 (3 BR) and $2,940 (4 BR) a month.

What is the Section 8 payment standard in 60511?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60511 that range is $1,791 to $2,189 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 60511?

The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.