FY2027 Small Area FMR · Lindenwood, IL

ZIP 61049 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61049 (Lindenwood, IL) is $1,120 a month, down 5.9% from FY2026. That is 4% above the Ogle County, IL area-wide FMR of $1,080.

2-bedroom SAFMR$1,120per month ▼ 5.9%

Area-wide 2 BR FMR$1,080Ogle County, IL

Rank in the area10thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▼ 4.9%

1 BR$860▼ 5.5%

2 BR$1,120▼ 5.9%

3 BR$1,340▼ 7.6%

4 BR$1,710▲ 0.6%

FY2027 FY2026

Where 61049 sits in the Ogle County, IL area

Of the 28 ZIP codes HUD lists for the area, 61049 has the 10th highest two-bedroom Small Area FMR. Ogle County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,080 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$752	$820
1 bedroom	$860	$774 – $946	$826	$910
2 bedrooms	$1,120	$1,008 – $1,232	$1,080	$1,190
3 bedrooms	$1,340	$1,206 – $1,474	$1,291	$1,450
4 bedrooms	$1,710	$1,539 – $1,881	$1,649	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $101,200 and the 80% low-income limit for four people is $80,950. ZIP code 61049 lies mainly in Ogle County. See the Ogle County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
60129	Esmond	3.4 mi	$1,320
61052	Monroe Center	4.3 mi	$1,270
61043	Holcomb	5.0 mi	$1,110
61020	Davis Junction	6.2 mi	$1,240
61068	Rochelle	7.6 mi	$1,240
60146	Kirkland	7.7 mi	$1,540

Questions

What is the Fair Market Rent for ZIP code 61049?

HUD's FY2027 Small Area Fair Market Rents for 61049 are $780 (studio), $860 (1 BR), $1,120 (2 BR), $1,340 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 61049?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61049 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61049?

The FY2026 income limits of the Ogle County, IL area apply: median family income $101,200, low-income (80%) limit $80,950 for a family of four.