Income Limits by County

FY2027 Small Area FMR · Monroe Center, IL

ZIP 61052 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61052 (Monroe Center, IL) is $1,270 a month, down 3.8% from FY2026. That is 14% below the DeKalb County, IL area-wide FMR of $1,481.

2-bedroom SAFMR$1,270per month ▼ 3.8%
Area-wide 2 BR FMR$1,481DeKalb County, IL
Rank in the area22ndof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61052 sits in the DeKalb County, IL area

$1,240$2,340median $1,510

Of the 26 ZIP codes HUD lists for the area, 61052 has the 22nd highest two-bedroom Small Area FMR. DeKalb County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,481 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

ZIP code 61052 crosses more than one HUD area. HUD also lists it under Rockford, IL (same figures) and Ogle County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$1,052$910
1 bedroom$970$873 – $1,067$1,155$1,010
2 bedrooms$1,270$1,143 – $1,397$1,481$1,320
3 bedrooms$1,650$1,485 – $1,815$2,006$1,710
4 bedrooms$1,990$1,791 – $2,189$2,301$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $112,500 and the 80% low-income limit for four people is $88,950. ZIP code 61052 lies mainly in Ogle County. See the DeKalb County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61049Lindenwood4.3 mi$1,120
61020Davis Junction5.1 mi$1,240
61109Rockford6.2 mi$1,090
60146Kirkland6.5 mi$1,540
61016Cherry Valley6.5 mi$1,060
61043Holcomb6.6 mi$1,110

Questions

What is the Fair Market Rent for ZIP code 61052?

HUD's FY2027 Small Area Fair Market Rents for 61052 are $880 (studio), $970 (1 BR), $1,270 (2 BR), $1,650 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 61052?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61052 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61052?

The FY2026 income limits of the DeKalb County, IL area apply: median family income $112,500, low-income (80%) limit $88,950 for a family of four.