FY2027 Small Area FMR · Fenton, IL

ZIP 61251 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61251 (Fenton, IL) is $1,000 a month, up 2.0% from FY2026. That is 6% above the Whiteside County, IL area-wide FMR of $945.

2-bedroom SAFMR$1,000per month ▲ 2.0%

Area-wide 2 BR FMR$945Whiteside County, IL

Rank in the area13thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 2.8%

1 BR$790▲ 2.6%

2 BR$1,000▲ 2.0%

3 BR$1,310▲ 1.6%

4 BR$1,310▲ 0.8%

FY2027 FY2026

Where 61251 sits in the Whiteside County, IL area

Of the 18 ZIP codes HUD lists for the area, 61251 has the 13th highest two-bedroom Small Area FMR. Whiteside County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $945 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$696	$720
1 bedroom	$790	$711 – $869	$755	$770
2 bedrooms	$1,000	$900 – $1,100	$945	$980
3 bedrooms	$1,310	$1,179 – $1,441	$1,237	$1,290
4 bedrooms	$1,310	$1,179 – $1,441	$1,242	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 61251 lies mainly in Whiteside County. See the Whiteside County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61250	Erie	5.5 mi	$1,030
61230	Albany	7.1 mi	$930
61252	Fulton	7.8 mi	$1,040
61261	Lyndon	8.5 mi	$1,330
61270	Morrison	8.8 mi	$1,070
61242	Cordova	10.9 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 61251?

HUD's FY2027 Small Area Fair Market Rents for 61251 are $740 (studio), $790 (1 BR), $1,000 (2 BR), $1,310 (3 BR) and $1,310 (4 BR) a month.

What is the Section 8 payment standard in 61251?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61251 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61251?

The FY2026 income limits of the Whiteside County, IL area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.