FY2027 Small Area FMR · Lyndon, IL
ZIP 61261 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61261 (Lyndon, IL) is $1,330 a month, up 3.1% from FY2026. That is 41% above the Whiteside County, IL area-wide FMR of $945.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 61261 sits in the Whiteside County, IL area
Of the 18 ZIP codes HUD lists for the area, 61261 has the 1st highest two-bedroom Small Area FMR. Whiteside County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $945 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $980 | $882 – $1,078 | $696 | $950 |
| 1 bedroom | $1,060 | $954 – $1,166 | $755 | $1,010 |
| 2 bedrooms | $1,330 | $1,197 – $1,463 | $945 | $1,290 |
| 3 bedrooms | $1,740 | $1,566 – $1,914 | $1,237 | $1,700 |
| 4 bedrooms | $1,750 | $1,575 – $1,925 | $1,242 | $1,710 |
A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 61261 lies mainly in Whiteside County. See the Whiteside County, IL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 61261?
HUD's FY2027 Small Area Fair Market Rents for 61261 are $980 (studio), $1,060 (1 BR), $1,330 (2 BR), $1,740 (3 BR) and $1,750 (4 BR) a month.
What is the Section 8 payment standard in 61261?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61261 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 61261?
The FY2026 income limits of the Whiteside County, IL area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.